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Financial Beliefs that are holding you back

21 min readSep 14, 2024

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“What you think, you become. What you feel, you attract. What you imagine, you create.” ~ Buddha

Today, I want to address the financial beliefs that might be holding you back. I’ve compiled a subset of common beliefs that I’ve encountered in my coaching practice, though of course there will be many more.

The idea is not to dissect absolutely everything and anything in one single article. The idea is to show you how you can work with your own thinking, and potentially unblock it.

❗ Please, I invite you to share any beliefs that you feel might be limiting you (DM me your questions and I will be creating more content around the patterns that I see).

Here’s a coaching question for you:

✍️ What belief is holding you back right now?

Here are some limiting Money beliefs that can come up:

1. Rules are limiting me: you feel that rules imposed on you restrict your freedom. You believe that rules serve as limitations and that creates a feeling of frustration.

2. Math is boring: you struggle to engage with financial concepts because you find math uninteresting.

3. Discipline is hard: Maintaining discipline can be challenging for many, impacting their financial habits and decisions.

4. Investment is hard: There is often a lack of understanding about how to approach investing, making it seem difficult.

5. I don’t want to wait for a perfect future state, I want to allow myself what I want right now! Indulging in the present rather than waiting for a future scenario where one can afford to spoil themselves.

6. I want that dream state, but I don’t know how to get there: You want a desirable future, but you are uncertain about the path to achieve it.

7. It’s too late to start investing: Some believe that starting to invest later in life is no longer worthwhile.

8. The debt is choking me: Feeling overwhelmed by debt can be a significant barrier to financial progress.

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